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An RESP, or Registered Education Savings Plan, is a Canadian savings vehicle designed to help parents and guardians save for their children’s post-secondary education. Contributions to an RESP are not tax-deductible, but the investments within the plan grow tax-deferred. Additionally, the Canadian government provides incentives, such as the Canada Education Savings Grant (CESG), to boost savings. RESP funds can be used to cover the costs of tuition, books, and other educational expenses. It’s a valuable tool for families looking to financially support their children’s education.
An RESP, or Registered Education Savings Plan, is a Canadian savings vehicle designed to help parents and guardians save for their children’s post-secondary education. Contributions to an RESP are not tax-deductible, but the investments within the plan grow tax-deferred. Additionally, the Canadian government provides incentives, such as the Canada Education Savings Grant (CESG), to boost savings. RESP funds can be used to cover the costs of tuition, books, and other educational expenses. It’s a valuable tool for families looking to financially support their children’s education.
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